Budgeting

• Ways to reduce my personal tax liability

• Planning my withholdings to break even at tax time

• Leveraging credit and deduction programs for tax reduction

• How do I reduce my business tax liability

• How will the new tax law changes affect me

• Am I saving enough and in the right places for retirement?

• Am I saving enough and in the right places for college?

• How much of an Emergency fund should I have and where should I put the money?

• Are my banking relationships making me money or costing me?

• Are my investments in the right funds?

• Should I pay more to my debt or save more?

• Should I pay more to my school loan, car loan, mortgage or credit cards?

• How do I get out of debt faster?

• Can I get my student loans forgiven?

• Is my family or spouse responsible for my debt if I pass away?

• How much of a house can I afford vs. should I buy?

• I pay a lot of money for insurances, am I over insured?

• How much life insurance should I have?

• What type of life insurance is right for me (term, whole life, universal life)?

• Do I have the right home and auto insurance coverages?

• What is umbrella insurance and do I need it?

• Is my business insurance adequate & appropriate?

• How will I pay my bills if I have an injury and can’t work?

• Have I elected the right benefits at work?

Growing a Business

our services

Real Estate

Starting a Business

Social Security/Medicare